a common sense approach to money
Weddings are expensive. This is not new information. Every millennial has heard horror stories about the debt their peers have gone into to afford that picture perfect, Pinterest-inspired dream wedding. In many ways I was your typical bride-to-be, picturing dresses and flowers and venues, but […]
Like many young people, I knew relatively little about my credit score until one day, it mattered. Whether buying a car or a house, all of a sudden this magic number became incredibly important overnight, and while most of you know that a credit score […]
I was a part of that lucky generation that graduated college to find ourselves in the midst of a housing crisis and the worst economic recession in decades. During my time in school, I lived as frugally as anyone could expect; I worked three jobs […]
We all know that paying bills is one of the unfortunate side effects of growing up, but how many of us make those payments every month without giving them a second thought? Before you keep making those automatic payments, take a closer look at your […]
I’ve talked a lot over the years with family and friends about what I wish we’d been taught in school; it perplexed me that as young adults we weren’t taught how to do our taxes or create a budget, but we all knew that the […]
Being the huge nerd that I am, I use Excel for just about everything to organize my life. From simple checklists to complicated calculations, it’s an incredibly useful tool for making your life easier. When it comes to my personal finances, I track everything via […]
This is not a sponsored post – I repeat, this is not a sponsored post. I just REALLY love Credit Karma! While it lacks the ability to crush candy like one of my other favorite apps, this one helps me stay on track with my […]
With Back-to-School season approaching, there’s no time like the present to go over the ABC’s of student loans! If you (or your kids) are looking into student loans for the coming school year, this post is for you! Before you accept any student loans, be […]
A recent survey by U.S. News & World Report found that 68% of consumers with bad credit are working towards improving their credit score, yet 35% admit that they didn’t do any research the last time they applied for a credit card. While many young […]
Nearly two years ago we planned and paid for our own wedding out of pocket and are so proud of that accomplishment! Staying as far away from debt as possible while starting our lives together laid a solid foundation for the money-making decisions in our […]
With wedding season upon us, I thought it was time to share some gift-giving secrets from a fellow baller-on-a-budget, as well as a former bride! Many wedding guests feel the strain on their wallets just to attend, but shelling out big bucks for a fancy […]
2017 has been a tough year, and I’ll admit that my 30th birthday wasn’t something I was especially looking forward to, but life has a funny way of putting things in perspective when we need it most. While it’s easy to whine about turning another […]
There are two schools of thought on credit cards – one is that they are evil and we shouldn’t use them at all, and the other is that they’re a tool and can be used for good. I tend to fall somewhere in the middle […]
Moving can be a pain, but with a little bit of finesse you can make it happen for less! Take it from me, a regular moving expert – I’m currently on move #20 and have packed my life into boxes enough times to know a few […]
With spring finally here, there’s no better time to “clean house” financially – while keeping an organized budget is important all year round, take a few minutes today to get your ducks in a row and do some spring cleaning! Assess the Mess When tidying […]
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