a common sense approach to money


Recent Posts

How to Save Money on Your Monthly Bills

How to Save Money on Your Monthly Bills

We all know that paying bills is one of the unfortunate side effects of growing up, but how many of us make those payments every month without giving them a second thought?  Before you keep making those automatic payments, take a closer look at your […]

6 Ways I’ve Changed (for the Better) in 6 Months of Blogging

6 Ways I’ve Changed (for the Better) in 6 Months of Blogging

I’ve talked a lot over the years with family and friends about what I wish we’d been taught in school; it perplexed me that as young adults we weren’t taught how to do our taxes or create a budget, but we all knew that the […]

How to Create A Simple Loan Calculator In Excel

How to Create A Simple Loan Calculator In Excel

Being the huge nerd that I am, I use Excel for just about everything to organize my life.  From simple checklists to complicated calculations, it’s an incredibly useful tool for making your life easier.  When it comes to my personal finances, I track everything via […]

7 Reasons I Love Credit Karma

7 Reasons I Love Credit Karma

This is not a sponsored post – I repeat, this is not a sponsored post.  I just REALLY love Credit Karma!  While it lacks the ability to crush candy like one of my other favorite apps, this one helps me stay on track with my […]

Back to School: Student Loan Basics

Back to School: Student Loan Basics

With Back-to-School season approaching, there’s no time like the present to go over the ABC’s of student loans!  If you (or your kids) are looking into student loans for the coming school year, this post is for you!  Before you accept any student loans, be […]

Choosing the Best Credit Card for Bad Credit

Choosing the Best Credit Card for Bad Credit

A recent survey by U.S. News & World Report found that 68% of consumers with bad credit are working towards improving their credit score, yet 35% admit that they didn’t do any research the last time they applied for a credit card.  While many young […]

Our Wedding Feature on The Budget Savvy Bride

Our Wedding Feature on The Budget Savvy Bride

Nearly two years ago we planned and paid for our own wedding out of pocket and are so proud of that accomplishment!  Staying as far away from debt as possible while starting our lives together laid a solid foundation for the money-making decisions in our […]

Gift Giving for the Savvy Spender

Gift Giving for the Savvy Spender

With wedding season upon us, I thought it was time to share some gift-giving secrets from a fellow baller-on-a-budget, as well as a former bride!  Many wedding guests feel the strain on their wallets just to attend, but shelling out big bucks for a fancy […]

Turning 30 on my Debt Free Journey

Turning 30 on my Debt Free Journey

2017 has been a tough year, and I’ll admit that my 30th birthday wasn’t something I was especially looking forward to, but life has a funny way of putting things in perspective when we need it most.  While it’s easy to whine about turning another […]

Credit Card Secrets

Credit Card Secrets

There are two schools of thought on credit cards – one is that they are evil and we shouldn’t use them at all, and the other is that they’re a tool and can be used for good.  I tend to fall somewhere in the middle […]

Moving on a Budget

Moving on a Budget

Moving can be a pain, but with a little bit of finesse you can make it happen for less!  Take it from me, a regular moving expert – I’m currently on move #20 and have packed my life into boxes enough times to know a few […]

Spring Cleaning Tips for your Wallet

Spring Cleaning Tips for your Wallet

With spring finally here, there’s no better time to “clean house” financially – while keeping an organized budget is important all year round, take a few minutes today to get your ducks in a row and do some spring cleaning! Assess the Mess When tidying […]