a common sense approach to money

Recent Posts

How ’bout Debt?

How ’bout Debt?

How much debt do you have? What interest rates are you paying on that debt? How long will it take you to pay off your debt at the current pace? No idea?  You’re not the only one – most people have a rough idea in […]

Saving Made Simple

Saving Made Simple

Looking for a few simple ways to boost your bank account without scrounging for change under the couch cushions?  You’ve all heard people talk about ways to make extra money by doing all kinds of crazy things, but not very many people talk about what […]

Can you afford a new car?

Can you afford a new car?

While most of us would like to think that we deserve a brand new set of wheels, the truth is that most people underestimate the expense of owning a vehicle.  Before you lock yourself into a payment you can’t afford or purchase a lemon, do […]

Secrets to Saving on Vacation

Secrets to Saving on Vacation

With spring break approaching and summer on the horizon, today’s post will cover some tips and tricks for keeping costs down when travelling.  Any savvy traveler knows that a little bit of planning can go a long way toward making your trip stress-free, so we’ll […]

Job Hopping – Things to Consider Before Taking the Leap

Job Hopping – Things to Consider Before Taking the Leap

“The Job Hop” – no, it’s not the latest dance craze, but it is the latest generational sensation sweeping the nation.  In today’s ever-changing job market, staying in one place for more than a few years is considered a rarity; long gone are the days […]

The Tax Refund Magic Show

The Tax Refund Magic Show

Congratulations!  You got a tax refund – the government ever so kindly returned some of your hard earned money to you!  How nice of them to hold on to it for you all year, waiting for the right time to give you back what you […]

Saving for Retirement – The Basics

Saving for Retirement – The Basics

What you don’t know can’t hurt you – FALSE.  What you don’t know will almost certainly come back to bite you, especially when it comes to money.  I’m ok with the finer points of astrophysics remaining mystery, but as far as finances go the more […]

How I Threw a Wedding for 100+ People for under $10k

How I Threw a Wedding for 100+ People for under $10k

Weddings are expensive.  This is not new information.  Every millennial has heard horror stories about the debt their peers have gone into to afford that picture perfect, Pinterest-inspired dream wedding.  In many ways I was your typical bride-to-be, picturing dresses and flowers and venues, but […]

Improve your Credit Score (without paying a dime)

Improve your Credit Score (without paying a dime)

Like many young people, I knew relatively little about my credit score until one day, it mattered.  Whether buying a car or a house, all of a sudden this magic number became incredibly important overnight, and while most of you know that a credit score […]

Credit 101

Credit 101

This is a story about how I didn’t know I had a credit card for 4 years. Yes, you read that right, and no, I’m not kidding.  I’ve shared this story with a select few people up until this point and thought what better way to […]

How I totally screwed myself on my student loans (and how you can avoid it)

How I totally screwed myself on my student loans (and how you can avoid it)

I was a part of that lucky generation that graduated college to find ourselves in the midst of a housing crisis and the worst economic recession in decades.  During my time in school, I lived as frugally as anyone could expect; I worked three jobs […]